A clear way forward for First Home Buyers
Buying your first home is a big decision, and it matters to get it right. With high prices and a lot of outside pressure, it can be hard to know what the right next step is.
We help first home buyers understand their options, including available first home buyer schemes and support, and make clear, measured decisions that take into account future plans like family, work, and lifestyle, not just what works on paper today.
Know where you stand
We help you understand where you are in the process, what first home buyer benefits are avaialble, a sensible next step looks like.
A home that fits your life
We look beyond approval to help you think about the home and loan that supports your future plans, not just your borrowing limit.
Making the most of first home buyer support
We guide you through available grants, schemes, and concessions so you can use the support you are eligible for with confidence.
WHO THIS IS FOR
Our approach to guiding and supporting first home buyers.
Buying your first home is one of the biggest financial decisions you will make, and it often comes with a lot of noise and competing advice. Friends, family, and the market can all have strong opinions, which can make it hard to know what the right decision is for you.
Our approach is to help you understand the process clearly so you're never unsure, explore your options thoughtfully, and help you make decisions that take into account both your current situation and future plans. This includes considering how a purchase might affect things like family goals, work flexibility, and lifestyle, not just what you can afford today.
Understanding your current position and what is realistically achievable
Explaining the buying process and loan options in plain language
Walking through first home buyer schemes and support available to you
Helping you assess what type of property and loan structure suits your life
Supporting you through pre-approval, purchase, and settlement
“I recently purchased my first home! I had no idea what I was doing but Sion helped me through every step of the process."
- Cheri B.
Faith Aligned Mortgage Broking & Support
Lending Hands Method:
Four clear steps to a mortgage that fits your life
Getting a mortgage is a big decision, and clarity matters. The LendingHands Method is a clear, step by step process that helps you move from your first conversation to settlement with confidence and care.
Exploring what matters
We start by understanding your situation and priorities so every recommendation fits what matters most to you.
LH Property &
Lending Plan
We design a clear lending strategy and explain your options and trade offs before any application begins.
Implementation
Once a direction is agreed, we manage the process end to end and keep things moving through to settlement.
Ongoing Stewardship
After settlement, we continue to review and support your loan as life and circumstances change.
We have now used him twice when purchasing property and he’s made the whole process stress free as possible, he was always available and had plenty of knowledge to answer our questions along the way!
FAQs
Check out some of our frequently asked questions. Please feel free to reach out if you have any additional questions for your situation.
How does the giving side of Lending Hands work?
When your loan settles, we allocate 20% of the commission we receive to causes like sponsoring children through Compassion. You don't pay extra. Your loan simply has a wider impact.
What happens after my loan settles?
After you're successful in purchasing a property or refinancing, now the real work begins of paying it off!
We stay in touch to ensure that your interest rate stays competitive.
And if your circumstances change, rates move, or you start thinking about your next step, we are here to help review your loan and talk through your options.
Can you help with refinancing?
Yes. If your rate is no longer competitive, your circumstances have changed, or you just want a second opinion, we can review your current loan and recommend suitable lenders for your next chapter
Can you help first home buyers?
Yes, we've helped many first home buyers achieve their dream of buying their first home.
We guide first home buyers work out whats possible, what schemes and benefits that are available and the process step by step.
That includes deposits, repayments, and what to expect along the way so there are no surprises.
What is pre-approval and do I need it?
Pre-approval's a lender's indication of how much they'd be willing to lend you — and yes, it's worth getting so you can make offers with confidence!
Does it cost anything to work with Lending Hands?
Nope! We generally don't charge a fee for our service given.
Instead, we get paid a commission by the bank when we successfully help you purchase or refinance.
And! 20% of this commission gets allocated for impact
Next steps in buying or refinancing
Let's make every Christian loan lend a hand
At Lending Hands, we give 20% of our upfront commission to gospel-aligned causes. Use our Impact Calculator or send to someone you knoe, to see how a home loan could help fund mission, relief, and hope - here and around the world.