A clear way forward for Pastors and Ministry Workers
Serving in ministry often comes with unique financial considerations. Income can easily be mis-understood and how you are planning to serve makes an impact on what appropriate advice looks like. We help ministry families understand their options clearly, navigate the lending process with confidence.
Ministry income specialists
(yes we exist)
We understand ministry pay structures and know how to present your income clearly to lenders.
Property that serves ministry
(not the other way around)
Your home should support your calling and family, not limit where or how you are able to serve.
We deal with the bank
(so you don't have to)
We handle lender questions and conversations so you do not have to explain your ministry.
Ministry-first Mortgage Solutions
Our approach to supporting pastors and ministry families
If you serve in ministry, financial decisions often affect more than just your household. Balancing the needs of ministry, family, and long-term stability can be difficult, and there is rarely a one-size-fits-all answer.
Our approach starts by understanding your ministry, then helping you put a plan in place that thoughtfully supports both ministry and family over time.
Start with understanding your ministry plans before talking numbers
Preparing the right documents so your ministry income is clearly understood by the bank
Exploring loan size that are realistic and sustainable for ministry life
Securing pre-approval or refinancing existing loans
Ongoing support as ministry, locations, or circumstances change
Faith Aligned Mortgage Broking & Support
Lending Hands Method:
Four clear steps to a mortgage that fits your life
Understanding You & Your Ministry
We start by understanding your ministry and family priorities so every recommendation fits what matters most to you.
Your LH Property & Lending Plan
We design a clear lending strategy and explain your options and trade offs before any application begins.
Guided Implementation
Once a direction is agreed, we manage the process end to end and keep things moving through to settlement.
Ongoing
Stewardship
After settlement, we continue to review and support your loan as life and circumstances change.
As a pastor, I’m grateful to Sion for reigniting my excitement for the long-term vision and being on board with it! He helped me consider all the options, weighing the pros and cons and how each choice might impact my future goals
FAQs
Check out some of our frequently asked questions. Please feel free to reach out if you have any additional questions for your situation.
I work in ministry or have irregular income. Can you still help?
We can definitely help! We helped pastors and ministry families with hundreds of loans to date.
With our expertise around MDBA/MEA packaging and ministry allowances, we help you plan with clarity and look after explaining your income to the banks.
What is pre-approval and do I need it?
Pre-approval's a lender's indication of how much they'd be willing to lend you — and yes, it's worth getting so you can make offers with confidence!
Does it cost anything to work with Lending Hands?
Nope! We generally don't charge a fee for our service given.
Instead, we get paid a commission by the bank when we successfully help you purchase or refinance.
And! 20% of this commission gets allocated for impact
Next steps in buying or refinancing
Let's make every Christian loan lend a hand
At Lending Hands, we give 20% of our upfront commission to gospel-aligned causes. Use our Impact Calculator or send to someone you knoe, to see how a home loan could help fund mission, relief, and hope - here and around the world.